Here in the United States of Hackmerica (everyone wave to the NSA and give your pin numbers to Target!), at least some companies are guaranteeing the security of their customers.
Exhibits A and B: These full-page ads in the New York Times.
First, let’s give a standing O to MasterCard.
Notice the asterisk attached to the zero liability program: *Does not apply to MasterCard PIN debit transactions or corporate cards. Restrictions apply.
We’ll bet they do.
Next up, VISA’s got you covered.
Hey, look – VISA also has a zero liability policy, also with an asterisk: *Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by VISA.
Feeling better yet?